Policies:

**Participant Release and Hold Harmless Agreement**

In exchange for the opportunity to participate in a workshop, training class, portfolio build, model shoot, or any other photography activities conducted by Michael Zero Photography, LLC (hereinafter referred to as MZP) and its staff and other participants, I hereby release and hold MZP, its employees, other trainees, the property owner, lessor, or vendor(s) from any liabilities or claims arising from my participation or activities in the aforementioned training or photographic activities.

Furthermore, I acknowledge that I will refrain from prosecuting or in any way assisting in the prosecution of any demand, claim, or suit against MZP, its officers, agencies, or employees acting officially or otherwise, for any loss, damage, or injury to my person or property that may result from this training and/or photography activity.

I fully accept responsibility for the cost of treatment for any injury I may sustain. I recognize that there may be unforeseen dangers that could lead to injury or even death. Additionally, I understand and agree that I may be held liable for any damage or loss to others caused by my own negligence, gross negligence, willful misconduct, or fraud. I also acknowledge that I may be held liable for any damage or loss to MZP property or any third party resulting from my own negligence, gross negligence, willful misconduct, or fraud.

It is further emphasized that the entire photography training session is conducted, staffed, and supervised by personnel employed or under the control of MZP. I affirm that during this training session with MZP, I will make no attempt to establish or develop a business relationship outside of this session with the Model(s), Owner(s), or any of the personnel employed or under the control of MZP.

I acknowledge that the training and/or photography session(s) is conducted solely for the use of the trainee/participant themselves. The information may not be shared, reproduced, or used to conduct similar training sessions or activities without the express written consent of MZP. MZP reserves the right to be compensated for any losses incurred by the violation of any part of this agreement. MZP reserves the right to recoup lawyer fees from the participant below if a violation has occurred to this contract.

The photographs taken during this training session may be used by the participant to promote their photography business via the web, social media, or other digital sources, but may not be used to sell competing training services or be sold or traded without the express written consent of MZP or the Model. The Participant further agrees not to disclose the name of the Model that appears in any photograph.

I further assert that I willingly agreed to participate in the training conducted by MZP and freely signed this agreement.

This agreement shall be governed by the laws of the State of Ohio, regardless of where the training and/or photographic sessions are conducted.

RETURN POLICY:

A refund is available within 30 days of purchase (excluding credit card processing fees).

No refunds/rebookings once your class/workshop is booked and your seat is reserved (e.g., airline ticket). No refunds/rebookings for student no-shows, sickness, last-minute cancellations, class reschedules due to weather or sickness, or any other unforeseen event, etc. Your purchase is non-transferable. No refunds if the class date you wanted is sold out.

No refunds/rebookings for customers who do not accept a reschedule due to their schedule. If a customer declines two attempts by MZP to reschedule them, they forfeit their entire purchase and will not be refunded. There is a 20% rebooking fee.

Private 1-to-1 classes can be rescheduled to another date and time with a 48-hour notice (may be subject to a charge).